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US Paycheck Calculator

Calculate your take-home pay after federal income tax, state tax, Social Security, and Medicare using 2026 federal and FICA data plus state income-tax data across all 50 states.

Built as a payroll, salary, and tax hub for paycheck calculations, California paycheck estimates, Texas paycheck estimates, Florida paycheck estimates, income tax planning, federal tax estimates, self-employment tax, and Social Security tax.

More tools: browse all calculators

Enter Your Details

Your Paycheck Breakdown

Effective tax rate: 22.0%

Gross Annual Income

$75,000

Net Annual (Take-Home)

$58,495

Net Per Paycheck (Biweekly)

$2,249.82

Monthly Take-Home

$4,874.61

Federal Income Tax

$7,670

State Income Tax

$3,097

Social Security

$4,650

Medicare

$1,088

Total Taxes

$16,505

Tax Allocation

Federal State SS Medicare Take-home

Tax data and review status

These paycheck calculator estimates use 2026 federal income-tax brackets, 2026 FICA values, and state income-tax data that is versioned separately. They were reviewed on June 2, 2026. Treat results as planning estimates, not tax, payroll, legal, or financial advice.

All 50 States

State-specific tax rates for every US state, including no-income-tax states.

2026 Federal Tax Data

Federal brackets and the FICA wage base are current for the active tax year; state data is versioned separately.

Instant Results

See net annual, monthly, and per-paycheck take-home in real time.

Payroll & Salary Calculators

Start with the calculator that matches your payroll question. Use the US paycheck calculator for take-home pay, state pages for location-specific withholding, and supporting tools for salary conversion, overtime, or bonus scenarios.

Tax Calculators

Use the tax cluster when you want annual tax planning instead of paycheck-only estimates. The pages below cover total tax, income tax, federal tax, self-employment tax, and Social Security tax.

How to Choose the Right Calculator

For paycheck withholding

Use the US paycheck calculator when you want annual, monthly, and per-paycheck net pay after federal tax, state tax, Social Security, and Medicare.

For state-by-state comparison

Open a California, Texas, or Florida paycheck calculator page to review how state tax policy changes salary take-home pay and withholding assumptions.

For tax planning

Use the tax calculator, income tax calculator, federal tax calculator, self-employment tax calculator, or Social Security tax calculator when the question is tax-specific rather than paycheck-specific.

More calculators

How the Paycheck Estimate Works

The calculator applies a transparent gross-to-net workflow using the tax tables bundled with the site: 2026 federal brackets, 2026 FICA values, and state tax data that is versioned separately.

Full methodology

1. Start with gross pay

Annual salary is divided by the selected pay frequency to estimate weekly, biweekly, semi-monthly, or monthly gross pay.

2. Estimate income tax

Federal and state taxable income are reduced by standard deductions where available, then flat or progressive brackets are applied.

3. Add FICA

Social Security is capped at the wage base, Medicare applies to all wages, and Additional Medicare tax applies above filing-status thresholds.

4. Show take-home pay

The tool subtracts estimated federal, state, Social Security, and Medicare taxes from gross pay and shows annual, monthly, and per-check net pay.

The estimate excludes local income taxes, pre-tax benefit elections, itemized deductions, tax credits, W-4 extra withholding, garnishments, and employer-specific payroll rules.

Data Sources and Review Process

Tax rates are stored in versioned JSON files and should be checked against official federal, FICA, and state sources during each annual update. Federal and FICA values are current for 2026; state data is versioned separately.

Frequently Asked Questions

How do I calculate my take-home pay?

Enter your annual salary, state, filing status, and pay frequency. Our calculator estimates federal tax, state tax, Social Security, and Medicare to show your net annual, monthly, and per-paycheck income.

What is the difference between a paycheck calculator and a salary calculator?

A paycheck calculator focuses on take-home pay after taxes for each pay period, while a salary calculator usually starts with annual salary and converts it into monthly or per-paycheck amounts. On ToolsZila, the two work together: enter annual salary once and review annual, monthly, and paycheck-level net pay.

Which states have no income tax?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming do not tax wage income. You still pay federal taxes and FICA in these states.

Can I use this calculator for California, Texas, and Florida paychecks?

Yes. The calculator includes state-specific tax treatment across all 50 states, including California paycheck calculations with state income tax and Texas or Florida paycheck calculations with no state wage tax.

How accurate is this paycheck calculator?

We use 2026 federal tax brackets, 2026 FICA rates, and state tax data that is versioned separately. Results are estimates — actual withholding depends on your W-4, pre-tax deductions, local taxes, and credits.

What pay frequency should I select?

Choose how often you receive paychecks: weekly (52/year), biweekly (26/year), semi-monthly (24/year), or monthly (12/year). This determines your per-paycheck take-home amount.

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